What To Expect When Applying For A Credit Card - Questions and Inquiries

Are you applying for a credit card? Read this guide to prepare yourself for the application questions and extra queries. It’s never too much to prepare beforehand.

Jan 31, 2024

Are you a self-employed fellow and looking for ways to enhance funding for your startup? Here’s a guide about SBA Loans for everyone!

Are you a self-employed fellow and looking for ways to enhance funding for your startup? Here’s a guide about SBA Loans for everyone!

Jan 28, 2024

Credit Cards That Offer Pre-Qual or Preapproval

Several issuers can estimate your likelihood of being accepted without running your credit. Before you accept an offer, a few cards display their credit limit and APR.

Nov 20, 2023

Factors To Take Into Consideration While Making Payments Internationally

Planning a vacation abroad requires significant advance work, including purchasing plane tickets and checking to ensure your passport hasn't expired.

Feb 25, 2024

What Are The Costs of Credit Card Processing?

Fees for accepting credit cards often include both a percentage of the total amount charged and a flat rate. The percentage fee is typically between 2% and 3% of the transaction value but can be higher or lower based on the kind of card used, the processing firm, and other factors. The standard flat price for each transaction is very low. Chargebacks and overseas transactions may incur extra costs from some processors.

Oct 23, 2023

Why Bankruptcy Stay on Your Credit Report

Capital One does not offer, recommend, or guarantee any of the above-mentioned third-party products, services, information, or suggestions. All trademarks and service marks referenced herein belong to their respective owners

Dec 22, 2023

A Quick Overview: Using a Credit Card to Build Your Credit

Using a credit card to build your credit can be a great way to establish and improve your credit score. Credit cards offer flexibility and convenience when managing your money and can also provide an excellent opportunity to enhance your credit standing over time.

Jan 03, 2024

All About the Biggest Banks in the United States

In the United States, banking is an enormous business. So large that as of the beginning of this year, the ten largest US-chartered banks held a combined total of assets of $12.39 trillion. That's the same as their respective nominal GDPs (GDP before inflation is factored in). Since its inception over 20 years ago, JPMorgan Chase has consistently topped the list of the top 10 banks in the United States..

Dec 04, 2023

What Exactly Is an HSA Custodian?

Any bank or other financial institution approved by the IRS to store HSA funds can serve as an HSA custodian. Health savings accounts are managed by financial institutions known as "administrators." Contributions to a Health Savings Account are held in a special bank account by an appointed administrator.

Jan 15, 2024